When working with Prepaid programs "issues" can (will) arise that are above the skill set of your workforce. It is at those times that you need assistance of the highest caliber. We provide the skill and experience you need, when you need it. We understand time lines and budget. We get it done.
PayCardPros have brought many Prepaid card programs from the "big idea" state to "finished and delivered" status. Basic services like connectivity to the network and transaction processing between the issuing bank and the processor are a given (almost). Connecting the dots between the multitude of other moving parts isn't. There are the technical details involved in setting parameters at the processor, adding on third party services. Providing cardholder interfaces, collateral material and precision card artwork that have to be done.
We are not the consultants who advise you on what has to be done... we are the "boots on the ground" that get it done. Having spent years actually performing the tasks required to launch a program has enabled our team to foresee the challenges before they become problems. We are here to help you identify shortfalls before they happen and resolve them. We will bring help you bring your product to market quicker and more cost effectively than if you had done it on your own.
Prepaid Card program design and creation
Your organization might need a payroll program. It might need a general spend product. It all depends on what kind of employees you have, what state(s) you are in and what the state laws dictate. Do you really need a custom Cobranded product, or will an off the shelf variety work just as well. What will be your employees acceptance level of a Prepaid payroll card? How can you best serve them? How can you minimize costs without compromising value? In the Prepaid card marketplace, you will find find many different answers... to the same question.
Let PayCardPros help you sort it out.
Program planning and implementation
Identifying all of the moving parts of a program after the design has been approved and green-lighted is a skillset that can only be acquired through experience. Your banking and processing partners are not in the habit, or business, of telling you what will need to be done ahead of time - in fact, you'll usually find out about a shortfall about the time you are ready to go to market - and then you have a six-week delay on your hands. Having someone who has learned this lesson from experience at your side is the only way to combat these scenarios. Knowing what's needed ahead of time is the key to launching a successful program.
Technical planning and production
Most of the pieces of a new program that get overlooked or put on the back-burner for one reason or another will require some level of expertise to be made whole. Whether it be the application of an API or some type of database functionality there is going to be a need to a technician that can produce both a plan and time-line for getting a task accomplished and actually having the expertise to create the required solution. No single source can be all things to all people, but knowing who all the sources are, and how to acquire the necessary expertise are the hallmark of PayCardPros.
Marketing and Sales creative, production and distribution
The Prepaid industry is a young industry in relative terms. Most of the people involved are very young and, while many may be very good at their specific task, most of them have not had the advantage of previous experience out in the workplace to draw from. The Marketing and Creative staff of PayCardPros has been in the business of marketing consumer products since 1983. Understanding consumers, and how to make them crave a product is second nature. PayCardPros will work with you to identify the greatest number of prospective cardholders, and where they are concentrated, and how to reach them rapidly and cost-effectively. Marketing a prepaid card should not be any more speculative than building the card program was in the first place.
Forward monetization of card inventories
Most companies get into the Prepaid card business for the lure of the transaction fee revenue, which, while being good aren't always up to expectations. PayCardPros has always had a different take on the cards and cardholders in the portfolio. To us, a cardholder represents someone with new buying power - the strongest candidate possible to purchase add-on products and services. If they've been without financial services up until now, what other services have they done without? Providing access to these add on products multiplies the revenue potential of a card. Let PayCardPros show you how to multiply your revenue.
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